When you’re ready to buy a home, you have some options when it comes to how you’re going to pay for it. Paying cash means that you don’t have to wait to be approved for a mortgage, and in a competitive market, cash could help you be the preferred buyer in a deal. However, it also is risky to commit that amount of money, which could drain your savings. Mortgage rates are low right now, making now the time to lock in that rate. There are two sides to this coin, and I am here to help you make the right decision. As an Accredited Buyer’s Representative (ABR®), I have experience in working with clients with many different financial backgrounds. Let me know if you have any questions!
Ron Skaff, ABR
Sales Agent / Owner
"I want to take this opportunity to thank Penny in her assistance in the sale of my Mother's home. Living out of state not knowing the agents in the area I couldn't have asked for a more professional person. She made a very emotional and difficult decision easier. So I would recommend Penny and American Dream Realty."Patricia Boggs